Garst Seed Company officials announce the addition of John Deere Credit to their list of financing options for Garst customers. With this latest financing tool, Garst adds even more financing
flexibility for their customers.

"We are very pleased to announce the addition of John Deere Credit to our list of seed and input financing options," says Larry Lenz, financial services manager for Garst Seed Company. "With the continued pressures of low commodity prices and tight cash flow situations, we are constantly looking for ways to help Garst customers find the best financial solution for their particular operation. We feel that John Deere Credit's multitude of plans and programs gives our customers even more financing tools to choose from."

With multiple plans to choose from, this new agreement between Garst and John Deere Credit will provide qualified customers with complete crop input financing flexibility with several different levels of credit limits.

Two of the more popular John Deere Credit plans that will be available to Garst customers include FAS TRAK*, with a credit range from $10,000 to $150,000 and the Expanded Credit plan for financing needs over $150,000. With worldwide operations headquarters and a processing center located in West Des Moines, Iowa, John Deere Credit is one of agriculture's leading financing providers.

Multiple Financing Plans

In addition to this most recent association with John Deere Credit, Garst has a full line up of total crop and seed only financing options available to qualified customers.

"With the ever-increasing crunch on input capital for today's agricultural producers, we realize that 'one size' doesn't fit all of our customers' financing needs," adds Lenz. He notes that Garst offers a very comprehensive line up of financing partners and products. "We're very proud of the line up
of financing options that we've put together for our customers. And our Garst Gold Plan is a seed industry benchmark when it comes to deferred payment, interest free financing."

The other Garst plans include:

• Garst Gold Plan - Garst's industry-leading deferred payment option for seed purchases. Second year and beyond customers in good standing pay 0% down and all interest will be forgiven on accounts paid in full by November 15 of that same crop year.
• FarmPro Services, Inc. - Garst's association with FarmPro Services is for complete crop production financing, including seed, fertilizer, crop protection products, cash rent, fuel and even irrigation costs.
• Ag Services of America - Garst customers can apply for Ag Services of America's AgriFlex Credit for a wide range of inputs, including complete crop inputs as well as land, equipment and other needs.
• AgSmart - Offering minimum payment amounts and terms on Operating Loans from $5,000 to $100,000. AgSmart's flexibility can cover seasonal expenses, including seed, fertilizer, fuel, labor and more.

"We know how difficult modern production agriculture can be," adds Lenz. "And offering our Garst customers a wide range of flexible financing options in addition to our top-performing seed products is just another way that we have committed and dedicated ourselves to our customers' success."

For more information on Garst Seed Company's financing options, call the Garst Credit Department at 800/831-1850, ext 3287 or 3368, or to find the name of your nearest Garst Sales Representative, call 888/GO-GARST.

FAS TRAK* is a trademark of John Deere Credit

Company news release
N2010