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Ag Services of America, Inc. offers special financing options for the 1999 crop year
Cedar Falls, Iowa
January 15, 1999

Ag Services of America, Inc. (NYSE: ASV) recently announced the terms of three new interest savings programs available under its AgriFlex Credit program. Considering the challenges of lower commodity prices, Ag Services introduced these special interest savings programs to support its existing customers, as well as offer an attractive financing alternative to new customers nationwide.

Ag Services is pleased to offer AgriFlex "BONUS BUNDLE," a new interest savings program for customers using Pioneer brand seed and DuPont crop protection products. Customers who meet the Company's normal credit criteria, plant at least 75% of their corn acres with Pioneer brand seed, use DuPont crop protection products on at least 75% of their corn acres, and use 10% or
more of their credit line for the purchase of Pioneer brand seed, will earn a credit on their account equal to a 1.5% reduction of their interest rate. This program is available exclusively to Ag Services' customers.

Ag Services is also offering customers two options to carry the seed portion of their total credit line with the Company at 3% below prime through 11/30/99. To qualify, customers who meet the Company's normal credit criteria, must plant either 75% or more of their corn acres with Pioneer brand seed, or a minimum of $10,000 of Novartis brand seed.

Ag Services of America, Inc. provides operating financing and supplies farm inputs including seed, fertilizer, agricultural chemicals, crop insurance, and cash advances for operating expenses such as land rent, fuel, and irrigation to farmers primarily in the central United States.

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