Great Lakes Hybrids announces a financial package for 1999 that offers farmers among the lowest interest rates in the industry.

Great Lakes Hybrids is offering 2.9 percent financing on seed purchases and 7.5 percent on total farm inputs.

"Great Lakes Hybrids recognizes that U.S. farmers are facing a financial squeeze this year," said President Mike Stephenson. "We're continually striving to provide the most value to our customers. Our new financing options are the latest example of our commitment to that objective."

The 2.9 percent rate for seed purchases allows farmers to borrow from $5,000 to $100,000, with a three- to 15-month maturity on the loan. No payments are due until maturity, and there are no penalties for early payoffs. Farmers may be required to have a crop lien and crop insurance
for loan approval.

In addition, if seed is purchased by Jan. 15, 1999, farmers can take advantage of the 10-percent early pay discount offered by Great Lakes Hybrids. Purchases prior to Feb. 16 will be eligible for an 8 percent early pay discount.

The total farm input program allows farmers to borrow up to three times the net dollar amount of their Great Lakes Hybrids seed purchase at an interest rate of 7.5 percent. Applicants must purchase at least 80 percent of their total seed from Great Lakes Hybrids to be eligible for this financing package.

For more information on the two programs offered by Great Lakes Hybrids, contact your Great Lakes Hybrids dealer.

Great Lakes Hybrids is affiliated with KWS in Germany, a seed-only company, and has research stations in Michigan, Illinois, Minnesota, Iowa and Puerto Rico. This strong, proven research program has been able to produce top performing conventional genetics for incorporation of the
new transgenic traits. For the latest information, visit www.glh-seeds.com.

N1377